Why you need a mortgage adviser in your life…

Sarah and Dean came to me a few months ago as their current mortgage deal was coming to an end, and they were also considering a BIG move to the other side of the country as Dean was in the interview process for a new job….

We came up with a plan to move their current mortgage onto a bank with a better rate than their current lender who would also allow them to take the mortgage with them to a new house and borrow more if needed without waiting for new pay slips if the new job/move went ahead quickly. 

The remortgage completed and once Dean had accepted the official job offer, their house was sold within 24 hours and after a quick weekend trip to the other side of the country to find their perfect new home we ported the current mortgage over to the new home and topped this up with new mortgage based on Deans new contract alone, not a single new job pay slip was needed! 

And within a month of applying, the Laybourne family have just moved into their brand new home in West Lancashire without spending a single second on any higher standard variable rates! 

 The clients had no idea this was possible! Had they not spoken to me first to plan ahead and just renewed with their current bank Dean would be either doing a 2.5 hour commute for at least 3 months or face a big charge from the previous bank to make the move this soon. 

The clients left a glowing 5 star review and described the process as ‘ZERO STRESS!’

Riverside mortgage advice can’t take all the credit…they couldn’t have done this without also having a fantastic estate agent and solicitor by their side! 

We just love it when a plan comes together

And this is their daughter Heidi outside their new home excited to start her new school and make lots of new friends