Yes, but lenders will need to see evidence of your income, usually over the last two to three years. There are also some lenders available who may accept one year of evidence of self-employment.  We’ll help you prepare the right documents and help find lenders who understand your situation.

Typically proof of ID, proof of address, payslips or tax returns, bank statements, and details of any existing credit or commitments.

We’ll ask for details about your income, outgoings, deposit, and the property you’re interested in, so we can give you tailored advice.

It’s possible. There are specialist lenders who help clients with credit challenges. We’ll explore your options and explain how to improve your profile.

Yes, in many cases. We’ll help you understand how lenders view maternity income and how to present your finances clearly.

Some lenders accept job offers or contracts as proof of income, especially if your start date is confirmed. We’ll help find the right fit.

It’s a mortgage where you don’t need a deposit, though these are limited and come with specific criteria. We’ll explain the pros, cons and whether it’s right for you.

Lenders look at your income, expenses, and credit commitments to work out what you can comfortably afford. We’ll guide you through this before you apply.

We compare deals across from a wide range of products from High Street Lenders, not just one lender. That means more choice, less hassle, and expert guidance every step of the way.

Yes, a lot of lenders will accept contractors, and even zero hours contract as long as you have have experience in the role and can show a track record.

Yes, a lot of lenders are fine with other currencies.

Yes, as long as you have a credit history here and some banks even allow this with a 5% deposit.

Lenders will usually look at what rent the property will potentially receive and will stress test based on this, there is sometimes no minimum income from the client, only the property.

No, banks can often use your pension income if you are buying a property to live in, some will lend into your 80’s, and some buy to let lenders have no maximum age at the end of the mortgage.