Matched to your mortgage amount and term. This can be arranged jointly, so if either of you passes away during the mortgage, the remaining balance can be paid off. This helps protect your family, avoids financial strain, and ensures your home can remain mortgage free.
Pays a lump sum if you’re diagnosed with a specified serious illness, such as cancer. We focus on value, not just price — looking for policies that cover more conditions, allow partial payouts for lower-stage illnesses, and may include cover for children.
Provides a monthly payment if illness or injury prevents you from working. This helps you continue paying your mortgage and bills while you recover. It can be arranged for employed and self-employed clients and is tailored around any sick pay you already receive.
Pays a regular monthly income to your partner if you pass away, for a set period — often until children are no longer financially dependent. It can also include critical illness cover and may be a more affordable option than a lump sum policy.
Buildings insurance is a condition of your mortgage and must be in place from exchange of contracts. Many clients also choose contents cover, so both the property and belongings are protected if something like fire or flooding occurs.
We can also discuss optional extras such as accidental damage, home emergency cover, legal expenses and cover for high-value items.
Most protection policies require details of your medical history. Letting us know about any conditions early allows us to identify the most suitable insurers and avoid unnecessary delays. Some providers may request additional information or contact your GP.
Serving the North East with years of experience.
Jargon-free, real conversations.
Mortgages, insurance and beyond.
We help find the right deal for you.
We’d love to hear from you. Whether you’re just starting out or ready to apply, we’re here to help.
The first appointment is just an initial chat with no obligations, we tell you about us and run through the details we will need to check which mortgages you could be eligible for, we don’t need any documents and no credit checks will be done without your permission. We will chat through your potential options, establish a budget with you and monthly payments, then you are free to come back to us when you are ready to take it further.
